Effective Date: February 5, 2024
Welcome to California Payday Loans, your trusted payday loan provider in California. We are committed to maintaining the privacy and security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and sharing of your information when you interact with our services.
1. Information Collection
We collect information that you voluntarily provide to us when you apply for a loan, use our services, or communicate with us. This includes, but is not limited to:
- Personal Identification Information: Full name, date of birth, Social Security Number, driver’s license number, and contact details (address, phone number, email address).
- Financial Information: Employment details, income, and bank account information necessary to process your loan application and transactions.
Additionally, we automatically collect certain non-personal information when you visit our website, such as your IP address, browser type, and browsing behavior.
2. Use of Information
The information we collect is used to:
- Process your payday loan applications and transactions.
- Provide customer support and manage your account.
- Improve our services and website functionality.
- Comply with legal obligations and protect against fraud.
3. Information Sharing
California Payday Loans may share your information with third parties in the following situations:
- With Lenders: To connect you with our network of lenders who can fulfill your loan request.
- Service Providers: With companies that perform services on our behalf, such as payment processing and customer service.
- Legal Requirements: When required by law or to protect our rights and the rights of others, including to prevent fraud or respond to a government request.
4. Data Security
We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no internet-based service can guarantee absolute security.
5. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your user experience and analyze site usage. You have the option to disable cookies in your browser settings, but this may affect the functionality of our website.
6. Your Rights
You have certain rights regarding the personal information we hold about you, including the right to access, correct, or delete your information, subject to certain exceptions.
7. Third-Party Links
Our website may contain links to third-party sites. This Privacy Policy does not apply to those websites, and we are not responsible for their content or privacy practices.
8. Changes to This Privacy Policy
California Payday Loans reserves the right to update this Privacy Policy at any time. We will notify you of significant changes by posting the new Privacy Policy on our website.
9. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at Email.
By using California Payday Loans‘s services, you consent to the collection, use, and sharing of your information as described in this Privacy Policy. We value your trust and are dedicated to protecting your privacy.